HealPay
Consumer payment software for financial services.
$1.5B+ processed
SaaS payments stack
Visit HealPay ↗
Fintech AdVentures — Build. Break. Build again.
First startup burned millions in six months. Everything after that, I built with less.
Projects
Built where the volume is real.
Products, networks, and communities built over two decades.
Outside Hub
Digital ad network for outdoor audiences; later Carbon Media Group.
8M+ monthly uniques
350+ publishers
Track record →
GrowDetroit
A 2011 community for Detroit founders and operators.
The journey →Fintech Trends
Source-linked signals across payments and financial infrastructure.
16 feeds + SEC EDGAR
Daily pipeline runs
Open trends →
Jackson, Wyoming
Latest
Fintech Trends
Recent fintech news and deals from the daily update.
Visa Wins Approval to Prepare Domestic Card Clearing in China
Visa received PBOC approval on October 13 to prepare a domestic bankcard clearing institution in China. The authorization covers preparations; Visa still needs to...
VisaOPay Files F-1 for US IPO, Reports 50.1M Monthly Active Users
OPay filed a Form F-1 registration statement with the SEC on October 9 for a proposed US IPO. The filing reports 50.1 million monthly active users as of July 31, 2026...
SEC — OPay Form F-1Spiko Raises $90M Series B to Scale $2.7B Tokenized Cash Fund Platform
Spiko announced a $90 million Series B led by NEA on October 6. The company reports $2.7 billion in its tokenized cash funds and more than 10,000 business and...
Spiko
Field Notes
Trips, photos, and constraints.
I keep routes and photo notes alongside the fintech work. All three reward preparation, clear judgment, and adapting when plans change.
Open field notes →Contact
For partnerships, product questions, or a note about what you're building.
